Tuesday, April 2, 2013

"Named Insured Only" Clause

If you desire to ensure all drivers of your vehicles are covered with your insurance, make certain that your insurance company (carrier) does not include a “Named Insured Only” clause in your vehicle insurance policy. 

It is becoming more common today for insurance companies to limit their risk by adding this clause to their driver coverage in the insurance policy. 

Remember however, that if drivers of your vehicle(s) do become involved in an accident, your vehicle insurance premium could increase.  Take time to ensure that those who drive your vehicles are good drivers having good driving records and are properly licensed. 

Contact your favorite insurance agent (Ryan Edgington, Andrea Shearer, or Tessa Everman) at the Triplett Companies (515/232-5240) to ensure your vehicle is insured for “all drivers” and/or “named insured drivers only” as per your choice. 

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